Everyone deserves a good home, regardless of income or background. The Department of Housing and Community Development (DHCD) wants our city to be a great place to live. We hope every neighborhood has homes for people who earn different amounts of money. To help with this, we provide support to builders who want to make affordable houses that people can buy or rent in Baltimore City. These resources are helping the City provide those good homes to its residents. 

Affordable Housing Trust Fund

The Affordable Housing Trust Fund is intended to support both rental and for-sale affordable housing for very-low and low-income households.  The Trust Fund requires that all revenue be used to help those with incomes at or below 50 percent of the Area Median Income (AMI).

Get Information About This Fund
Baltimore City Row Homes

Through various programs we aim to:

  • Support Baltimore’s revitalization.
  • Help builders and organizations to get funding for their projects. 
  • Work with City, State, and Federal groups to finish projects on time.

Learn more below about the HOME Investment Partnerships Program, Community Development Block Grants, Low-Income Housing Tax Credits, and Inclusionary Housing.

HOME Investment Partnerships Program

The HOME Program is the largest federal block grant to state and local governments designed to help create affordable housing for low-income households. 

Explore This Program

Community Development Block Grant

This program is one of our biggest successes. It allows local places to share federal money with groups that help with housing and public services. 

Explore This Grant

Low-Income Housing Tax Credits

This program gives state and local LIHTC-allocating agencies the authority to issue tax credits to buy, rehabilitate, or build rental housing targeted at lower-income households.

Learn About the Credits
Colorful rows homes in Baltimore

Inclusionary Housing

Inclusionary housing rules require the construction of affordable rental housing units as a percentage of a project's overall units.

This rule applies to projects that:

  • Have 20 or more housing units
  • Get major public funding OR have special land-use permission
  • Are new buildings, major renovations, or conversions from non-residential housing use, costing more than $60,000 per unit to build or convert

Any residential housing projects that apply for a building permit on or after July 21, 2024, must submit an inclusionary housing plan following Section 2B-22(A) of City Ordinance 24-308. 

 

Learn More About Inclusionary Housing
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Resources

HUD Site and Neighborhood Standards Overview and Demographic Maps

View the Maps

Visitability Requirements for Publicly Assisted Dwellings

Get the Requirements

Annual Expenditures on Affordable Housing

Take a look at the demand for affordable housing in Baltimore.
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Project-Based Voucher Program for Developers/Owners

The Housing Choice Voucher Program is run by the Housing Authority of Baltimore City (HABC). This program helps people live in apartments in buildings owned by HABC and other buildings.
Learn More