Everyone deserves a good home, regardless of income or background. These resources are helping the City provide those good homes to its residents.
How We Help
The Department of Housing and Community Development (DHCD) has big dreams for our city. We want every neighborhood to be thriving and have homes for people of all income levels in different places. To help with this, the Project Finance Office gives money to build houses that you can buy or rent in Baltimore City. They want to be sure these homes are nice, safe, and not too expensive for everyone.
What We Strive to Do
- Help Baltimore’s revitalization
- Support real estate developers in efforts to finance projects
- Coordinate various City, State, and Federal agencies to meet deadlines
- Provide construction oversight to reduce rework, cost, and delay
- Make sure to follow any regulations that apply to our funding sources
Programs & Resources
We help run different programs that give money to builders who want to make homes affordable in Baltimore City. Here are five that may be helpful to you. Read more about them below:
- HOME Investment Partnerships Program
- Community Development Block Grants (CDBG)
- Low-Income Housing Tax Credits
- Affordable Housing Trust Fund
- Project-Based Voucher Program for Developers/Owners (managed by HABC)
HOME Investment Partnerships Program
The HOME Program helps people with low incomes find rental and homeownership opportunities. They make sure the homes are safe, clean, and affordable.
Learn MoreCommunity Development Block Grant
This program is one of our biggest successes. It allows local places to share federal money with groups that help with housing and public services.
Learn MoreLow-Income Housing Tax Credits
This program gives state and local LIHTC-allocating agencies the authority to issue tax credits to buy, rehabilitate, or build rental housing targeted at lower-income households.
Learn MoreAffordable Housing Trust Fund
The Affordable Housing Trust Fund is intended to support both rental and for-sale affordable housing for very-low and low-income households. The Trust Fund requires that all revenue be used to help those with incomes at or below 50 percent of the Area Median Income (AMI).
Learn More
Project-Based Voucher Program for Developers/Owners
The Housing Choice Voucher Program is run by the Housing Authority of Baltimore City (HABC). This program helps people live in apartments in buildings owned by HABC and other people who own buildings all over Baltimore.
People who live in these apartments pay 30 percent of the money they make for their rent and the things they need in their home, like water and electricity. The program pays for the rest of the cost. You can stay in this program as long as you live in the same apartment and still meet the rules to get help.
Learn More